Two halvesYes — and not with Orlando
This question is recorded here in the wording it ranks in — an article title from a contractor serving the wider metro — because people in Oviedo search it. The answer has two halves.
The statewide half is the same everywhere. Florida requires a permit for a changeout under s. 553.79(1)(a), and the new exemption at s. 553.79(1)(g) expressly excludes “any electrical, plumbing, structural, mechanical, or gas work”. A changeout is both mechanical and electrical. There is no dollar amount below which it disappears, in Orlando or in Oviedo.
The local half is where the Orlando framing misleads. The City of Orlando and Orange County each run their own permit desks and their own fee schedules, and neither has jurisdiction over a Seminole County parcel. An Oviedo address permits through one of two other desks entirely.
The 2026 permit exemption does not cover an AC changeout
A residential air conditioning changeout always requires a building permit in Florida. There is no dollar-amount exemption. The new $7,500 permit exemption for single-family work, created by HB 803 (2026) and effective 1 July 2026, expressly does not apply to “any electrical, plumbing, structural, mechanical, or gas work” — s. 553.79(1)(g)2.b., Fla. Stat. — and a changeout is both mechanical and electrical work.
If a quote is cheap because nobody is pulling a permit, that is not a saving the law allows. Bill: CS/CS/HB 803 (2026), ch. 2026-63.